The health insurers will increase premiums for adults with basic relief on average 8, 7 per cent, throughout the national territory. Depending on the canton, the increase is between 3.6% and 14.6%.
In 6 cantons (BS, GE, JU, NE, TI, VD) increase in premiums falls below the national average at between 3.6% and 7.7%. In 6 other cantons (FR, GL, SH, TG, VS, ZH), the increase in the range of 8, 5% and 10.0% fall in average increases in premiums. In the remaining 14 cantons (AG, AI, AR, BE, BL, GR, LU, NW, OW, SG, SO, SZ, UR, ZG) the rise in premiums for 2010 is above average and varies from 10.2 % to 14.6%. The premium increases lower than the average leading to the decrease of reserves in these cantons, thus targeting the harmonization of reserves computational cantonal, and indeed called for by Parliament.
While the 10% increase in premiums for minors is only slightly higher than premiums for adults, young adults are facing main increase of 13.7%. The reason is that many insurers have limited the reduction of premiums for young adults.
The Federal Council has reduced the reductions for the optional exemptions from 80% to 70%. The implementation of this provision leads many insurers to lower cuts on the exemption option for 2010, with the result that premiums for higher deductibles increased more.
The increase in premiums for 2010 is lower than expected FOPH this spring, since in the meantime, the Federal Council decided on measures to reduce costs in the field of medicines (prepared original, generic, lower part of its distribution) and that, as you know, financial markets have recovered, even more than predicted in the spring.
Information to policyholders
By the end of October 2009, health insurance companies will have to communicate individually with its affiliates who hold the new basic insurance premiums, the deductibles and the proposed premium reductions granted since 2010. For their part, policy holders will have until the end of November 2009 to terminate the contract with their insurance or to choose another form of insurance.
Service awards BAG
Until 31 October 2009, the insurers to notify their members individual premiums for 2010. Policyholders can obtain information via the Internet at www.premi.admin.ch or order a document of the 2010 awards in printed form (see below opportunity to order).
1. Overview of the 2010 awards
To policyholders who wish to confront the changing health insurance premiums 2010 or the Health Office provides the "Overview of 2010 awards. This overview can be obtained in electronic form or hard copy. It lists the premiums charged by all health insurance companies and provides other information.
Directions to compare electronic prizes: at www.premi.admin.ch is available to policyholders a premium calculator that includes all the premiums charged by health insurers for basic framework, approved by the FOPH for 2010. In addition to the awards with the excess base, the computer can also compare the premiums and the models with optional deductible insurance with limited choice of service providers (HMO, "family doctors" and other models) in the respective regions and the D ' age of the insured person.
2. Advice premiums
The BAG also offers policyholders the address www.premi.admin.ch, the document 'Advice on premiums, "with information and advice on saving opportunities, as well as patterns of letters.
In 6 cantons (BS, GE, JU, NE, TI, VD) increase in premiums falls below the national average at between 3.6% and 7.7%. In 6 other cantons (FR, GL, SH, TG, VS, ZH), the increase in the range of 8, 5% and 10.0% fall in average increases in premiums. In the remaining 14 cantons (AG, AI, AR, BE, BL, GR, LU, NW, OW, SG, SO, SZ, UR, ZG) the rise in premiums for 2010 is above average and varies from 10.2 % to 14.6%. The premium increases lower than the average leading to the decrease of reserves in these cantons, thus targeting the harmonization of reserves computational cantonal, and indeed called for by Parliament.
While the 10% increase in premiums for minors is only slightly higher than premiums for adults, young adults are facing main increase of 13.7%. The reason is that many insurers have limited the reduction of premiums for young adults.
The Federal Council has reduced the reductions for the optional exemptions from 80% to 70%. The implementation of this provision leads many insurers to lower cuts on the exemption option for 2010, with the result that premiums for higher deductibles increased more.
The increase in premiums for 2010 is lower than expected FOPH this spring, since in the meantime, the Federal Council decided on measures to reduce costs in the field of medicines (prepared original, generic, lower part of its distribution) and that, as you know, financial markets have recovered, even more than predicted in the spring.
Information to policyholders
By the end of October 2009, health insurance companies will have to communicate individually with its affiliates who hold the new basic insurance premiums, the deductibles and the proposed premium reductions granted since 2010. For their part, policy holders will have until the end of November 2009 to terminate the contract with their insurance or to choose another form of insurance.
Service awards BAG
Until 31 October 2009, the insurers to notify their members individual premiums for 2010. Policyholders can obtain information via the Internet at www.premi.admin.ch or order a document of the 2010 awards in printed form (see below opportunity to order).
1. Overview of the 2010 awards
To policyholders who wish to confront the changing health insurance premiums 2010 or the Health Office provides the "Overview of 2010 awards. This overview can be obtained in electronic form or hard copy. It lists the premiums charged by all health insurance companies and provides other information.
Directions to compare electronic prizes: at www.premi.admin.ch is available to policyholders a premium calculator that includes all the premiums charged by health insurers for basic framework, approved by the FOPH for 2010. In addition to the awards with the excess base, the computer can also compare the premiums and the models with optional deductible insurance with limited choice of service providers (HMO, "family doctors" and other models) in the respective regions and the D ' age of the insured person.
2. Advice premiums
The BAG also offers policyholders the address www.premi.admin.ch, the document 'Advice on premiums, "with information and advice on saving opportunities, as well as patterns of letters.
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