Good insured beginning of the semester - what students need insurance?

The study begins a new phase of life: enrollment, extract from the parental home, lectures, seminars, new people and situations. Later, some people like to think with nostalgia to the beautiful university life when they were still carefree and independent. In all the peace of mind of the student, but forgets all too quickly that he needs a certain amount of risk protection that is given is no longer necessarily the parents. According to the General Association of German Insurers (GDV) of Germans have six on average, and implement policies for just under 1,800 euros per year. Students on a tight budget can be such an expensive insurance policies, but funding is difficult. "Students should consider what insurance is for them to ensure meaningful and true to the premise of 'The Existential First' that the greatest risks are covered." Said insurance expert Thorsten Bohg toptarif.de consumer portal. "With an independent insurance comparison can each student with comprehensive information and decide on what assurances he initially waived and which are essential for their individual situation." Toptarif.de outlines the main insurance for students and explain what is risk protection where necessary and can save students. Generally, students are legally obliged to take out medical insurance. Until age 25 Year of life but they are also covered in the family insurance of their parents. After a student health insurance should be completed. This is under the age of 30th Years of age or 14 Semester. If parents have private insurance, students can also take out private health insurance into consideration. The contributions are higher, but also get many additional benefits. When traveling abroad semesters and is recommended also Insurance. This can be completed for a few euros a year and secures global health.