Solar system: Proper insurance against theft

Recently there have been frequent reports of thefts of solar installations, where thieves dismantle the equipment directly from the roof. The homeowner then wonder no bad thing if the insurance does not cover the theft of the solar system. Often the homeowners' insurance brings only limited protection. Solar Leipzig (red) - More and more homeowners opt for a solar system on your own roof. That can be rewarding financially, seem to have noticed even thieves and steal solar panels no longer only from warehouses and trucks, but also directly from the roof. Affected are then often nasty surprise, because the theft of a Sorlaranlage is not covered in the insurance for residential buildings in general. Residential buildings insurance does not qualify for any damage to Often the homeowners' insurance protects only limited solar and not against any danger. "The is basically related to homeowners insurance only for damage caused by fire, water, storm and hail," said Andrea Heyer, Insurance Expert of the Consumer Saxony. Thus it excludes - other than the insurance - not with a burglary and vandalism. Anyone who wishes to hedge against any risk of his solar system, must therefore take out special insurance photovoltaics, which is a so-called all-risk policy includes. "There are then covered all risks, except those that are expressly excluded, such as operational, for example by abrasion. Solar insurance costs vary significantly A premium for the insurance of a solar energy system depends on the size and the value and service to be provided the facility. It depends on the insurance coverage to all components that are needed for normal operation of the solar system. As with all insurance companies is also worthwhile here to compare because the costs vary significantly by provider, as reported by the Consumer Saxony.